Self-employed
Working for yourself? Explore coverage around your budget, preferred doctors, and the needs of your business and household.
Request an estimatePRIVATE HEALTH COVERAGE · REIMAGINED
Coverage forthe life youworked for.
High-touch guidance for healthy individuals, families, and business owners exploring private coverage with nationwide network access.
Request a price estimate
Clear. Personal. Honest.We’ll tell you when it isn’t the right fit.
CIMAINSURANCE GROUPFOUNDER & ADVISORMeredith Cima
50STATES
Network perspective
Network perspective
1:1GUIDANCE
Always personal
Always personal
SCROLL TO DISCOVER↓
PERSONAL COVERAGE
Find your starting point.
Coverage decisions change with your work, your household, and your next chapter. Choose the situation that sounds like yours.
Individuals & families
Compare premiums, prescriptions, provider networks, and costs when you use care, with your whole household in mind.
Explore your optionsLeaving employer coverage / COBRA
Changing jobs or losing work-based insurance? Review COBRA alongside available alternatives, checking deadlines and coverage start dates before you decide.
Review your next stepA DIFFERENT STANDARD
Confidence comes from understanding—not pressure.
Not just a policy. A private strategy built around you.
THE CIMA DIFFERENCE
We make a complex decision feel considered, calm, and completely clear.
THE FREEDOM TO MOVE
A nationwide perspective.
A deeply personal plan.
See the bigger picture without losing sight of what matters to you.
UNITED STATES · NETWORK ACCESS LIVE COVERAGE VIEW
CIMA HOME BASE · KENTUCKY ALL 50 STATES · BOUNDARIES SHOWN
NETWORK VIEWConnected nationwideGeographically projected state map
Built to move when you do.
Explore coverage with broad network access across the country—so your care does not stop at a state line.
HOW IT WORKS
Three steps.
Zero pressure.
One thoughtful conversation at a time.
We listen first.
Your health, budget, doctors, prescriptions, and what you need coverage to do.
We make it clear.
Options, limitations, and meaningful tradeoffs shown side by side in plain English.
You choose confidently.
If private coverage fits, we guide the application. If it does not, we tell you.
FOR SMALL BUSINESS OWNERS
A healthier business starts with a clearer coverage decision.
Running a business leaves little time to untangle insurance. Start with your team, your priorities, and a budget. Meredith can help you explore available coverage paths and understand the tradeoffs.
Request a business estimate →Bring the basics.
Your team size and locations. Your monthly coverage budget. The doctors and prescriptions that matter.
Look beyond the monthly premium.
Review potential employer and employee costs, deductibles, provider access, and eligibility requirements together.
Leave with a clearer next step.
Ask which options are available, what each policy covers, and which details need confirmation before enrollment.
Plan availability, pricing, participation rules, and eligibility vary. A conversation is not a quote or a guarantee of coverage.HEALTH COVERAGE, EXPLAINED
The Marketplace is one place to start.
Depending on your circumstances, other options may include employer coverage, Medicare or Medicaid, and individual insurance purchased directly from an insurer or through an agent. Availability and eligibility vary.
Compare the actual policy, not just the premium. Check provider networks, prescriptions, deductibles, exclusions, and out-of-pocket costs. Coverage sold outside the Marketplace does not qualify for Marketplace premium tax credits or income-based savings.
Not every product sold outside the Marketplace provides comprehensive coverage. Review benefits, limitations, and enrollment requirements before replacing an existing plan. No plan or savings is guaranteed.
Read HealthCare.gov’s guidance on coverage outside the Marketplace →“The right advice
begins with the truth.”
begins with the truth.”
YOUR LICENSED ADVISOR
Insurance is personal.
So is my approach.
I help individuals, families, and business owners understand their health coverage options. We’ll talk through your priorities, compare costs and benefits, and review the details that matter to you before you decide.
Meredith Cima
FOUNDER · CIMA INSURANCE GROUPYOUR NEXT STEP
Let’s put your options in perspective.
A few details. A personal conversation. Coverage reviewed around you.
Request a price estimate